Saturday, April 7, 2012

Iran oil development fund could reach $55bln-president

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User:MadlinAddington981 - Crafty Coding Support Wiki

Inside of Legal Shield

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April L. Bogle: Draping Grief

My mother insisted I have drapes made. They got hung while I was at work and I rushed home as soon as I could leave the office to see how they looked because I'm 50 years old and have never before had real drapes. I was either too broke or still in my wanna-be bohemian stage to consider properly covering the windows. But my mother kept pushing, said she had the perfect decorator and then offered up the cash. So I went for it.

The first thing I noticed, though, was not the drapes' appearance but their sound. When I opened the front door, I heard quiet. When I closed the front door, I heard a "swish" that sounded very expensive, like I was inside a Mercedes. I wasn't sure I liked that and I wasn't sure why. When I walked into the middle of the living room, I figured it out. My home had been silenced. Sound-proofed. Absorbed.

I lifted one panel and couldn't believe how heavy it was. Nubby off-white linen, lined on the back with white cotton, trimmed with Moroccan-like red, green and blue beads, hanging from my 12-foot ceilings to the floor weighs about 20 pounds. Why did I do this again?

"Drapes will warm up your place," said my mom, who approaches everything as though she still lives in Kokomo, Indiana.

"Mother, we're in the South. It's warm and sunny here."

"Well, I always freeze to death when I visit you," she said.

I live in a 1920s condo building in an historic in-town neighborhood in Atlanta. One of the main reasons I bought the unit was the windows. They run floor to ceiling and are surrounded by 6-inch white molding. The top half of each window has 12 panels; the bottom is one smooth pane of glass. They offer a spectacular view: huge old money homes and stately trees in the foreground with Midtown Atlanta's modern skyline soaring behind them. Who wants to cover that up?

"You'll be safer. No one can see in," my mother says.

By the way, I've never been afraid here. Well, maybe that first week when I dreamed a man was standing over me with a cold sharp knife and I pressed the panic button on my key fob to scare him away, sending off a screeching sound loud enough to wake up my mother in the suburbs. He ran for one of my unfettered windows and raised it to jump out, only to find a crowd of women in business suits below waiting to capture him. I woke up then and felt very safe.

Today I'm feeling cocooned by all the warmth and security and I'm not sure that's a bad thing. When I pull the plastic "wands" to close these 80 yards of fabric, I'm ending the day, shutting out the noise, finding calm before I sleep.

But the dining room valences may have to go. They just hang there, limp, with improperly hemmed bottom folds that pucker rather than flair. I invited over my friends Geo and Janet for a glass of champagne to toast my new vault-like pad. Geo, who has an opinion about everything, particularly what I buy at Nordstrom, says the valences bring the mood of the room way down. Janet moved her head as though considering what Geo said and stayed quiet. The next day my friend Monica, a seamstress herself, walked in and bee-lined for the darned things. "They need a seam," she said. "If they had a seam the bottom would make a statement. Or put little wooden rods through the bottom folds so they stand out." Bingo. I love Monica. "I knew I should have had her make the drapes," I was thinking. But then later that afternoon, my former stepdaughter Lauren, who is 16, came over and waltzed all dreamy-like toward the valences, not noticing that the furniture had a new feng shui arrangement or that she was walking on a new rug. "I love those!" she said, pointing up to the droopy things. "You do?" I asked. "I think the fabric is really pretty," she said.

The condo facelift, started in the depths of winter and finishing up just as the cherry blossoms, dogwoods and azaleas burst open in all their pinks, was a distraction for my mom and a new beginning for me. We'd had a very rough year. My mom, a dynamo of energy and youthfulness, was seized by a painful muscular inflammation phenomena called polymyalgia rheumatica, for which the dangerous steroid prednisone is the only known relief. My dear and brilliant father died in the fall after a 10-year battle with Alzheimer's disease. And my love of nearly four years ended our relationship right after my father's memorial service. Yep, his timing sucked and I'm still struggling with that forgiveness thing.

"I need a project," my mom had said after the holidays were behind us and nothing was ahead but January. "Your father was my project for the last 59 years."

"I know you do, mother," I replied. "But does it have to be me? Can't you volunteer or something?"
"Well, you do need drapes," she said. "They'll make you feel better."

And likely block out any chance at life, I thought.

It was Dad who brought me and my love, we'll call Curt, together. We used to joke that we met in the Psych Ward of the old folks hospital, but it was true. Dad was there getting his Alzheimer's meds re-evaluated and Curt's mom was in for depression. Every night after work, I'd stop by to check on Dad and wheel him outside to the courtyard where it was easier to pretend he wasn't in the crazy people's hospital. Curt and his mom hung out in the courtyard, too. I was instantly intrigued by how tall, handsome and distinguished-looking he was, but also how he would jump up to open doors for the other confused souls in the Ward and speak to them with respect even though they were wandering around in nightgowns with their backsides showing. Apparently his mother saw something in me, and she told him every night he should ask me out. On my last visit, he did.

"I picked you out for him," his mother told me later with a big grin.

Maybe Curt felt my dad's passing was the permission he needed to end us once and for all, a complete conclusion to that traumatic period in my life. Together we were either wildly happy or terribly tumultuous, adding to the chaos my father's illness was creating in my life. I was caught up in a swirl of stuff - crazy stupid love but also anger, sadness and a big dollop of denial.

The weekend of Dad's dying, and it was a long 36-hour letting go, Curt was there. He slept in a chair just like the rest of us, waiting, aching, crying. And after it was over, Curt drove me, my mom and sister to the funeral home and helped us interpret what the funeral director was telling us because suddenly we couldn't comprehend the spoken or written word.

Dad fought death, terrified of it. He never made his peace with the higher power. A devout kid who became a religion major in college, he got sideways with God during World War II and was convinced God and the Devil might actually be one in the same. So he went on to become an historian and university chancellor, ministering the power of education with great kindness and compassion to a flock of students and faculty. He didn't return to the church but took me to the one behind our house a handful of times during my youth so I could see what it was like. "Your father would fall asleep during my sermons," the retired pastor of that church told me the other day, "but I knew him well and I can say he lived closer to God than most people in my congregation."

I mourned with my windows wide open. I let in everything that comes with grief. I poured through dozens of family photos albums and saw the Dad I'd lost sight of during his illness -- a dashing soldier, my mother's loverboy, a young professor, a cigarette-smoking, middle-aged college administrator in God-awful green checked polyester pants, a distinguished scholar in cap and gown, a parent with his daughters in front of the Christmas tree and beside some palms during Florida vacations. All the while, I played the CDs from his collection - Nat King Cole, Frank Sinatra, Chopin, some gospels. I read his last lecture over and over because it explained what he'd learned in life. I watched a video interview I'd done with him more than 20 years ago. And I padded around in his red and black checked flannel bathrobe, the one he had at the nursing home with his name still taped inside the collar.

I soaked up my dad and let who he was permeate who I hope to be. I long to be as good and kind. As smart and successful. And yes, I'll admit, as important and well regarded. But mostly to make a contribution to the world with my gifts. One day, sitting in my favorite chair by one of my unadorned windows, it struck me like a slap in the face that my dad was one of those super humans and I wasn't. He grew up during the Depression and some years didn't have a coat to wear during bitter-cold Indiana winters. His mother died when he was just nine from an addiction to morphine. His dad was a mostly out-of-work carpenter. That my dad rose from this and went to college is a close to a miracle. But what is Divine Grace is that he went on to graduate school in Boston and got a PhD, married my mother, taught at an all-Black college in Mississippi, had my sister, moved back to Indiana to run the Kokomo "extension" of Indiana University, had me, and then turned the extension from a few classrooms in an old mansion to a four-year degree granting institution with a sprawling campus. Thousands of people, thanks to my dad, got to go to college and make better lives for themselves. And while he was doing all of that, he was championing civil rights and other social justice issues in our small factory town. He was labeled a communist and worse during some of those battles, but he always did what he knew was right, and eventually that got him fired as chancellor.

At his memorial service, held in that same mansion (now restored) where he began his 30-plus year career at IU-Kokomo, the current chancellor acknowledged how my father started it all, had laid the foundation and built the framework to make the Kokomo campus what it is today. Well over a hundred people turned out to honor him: former students, faculty and staff he'd hired, friends and fellow soldiers from the social justice wars, some now in wheelchairs.

His convictions lost him his beloved job, but he stayed on as a professor of history. I'm convinced that his tremendous grief and shame over this led ultimately to his brain deterioration. "IU-K and I are all mixed up together," he had said at his retirement dinner in the late 1980s. "And you may interpret that however you wish."

My mom, sister and I made sure to honor this "mixed up togetherness." After the service, we took some of his ashes to the campus and spread them around the modern sculpture of the "Phoenix Rising from the Ashes" that he had commissioned and placed there back in the 1960s.

My dad continues to rise in my heart. He and my mom gave me the perfect start in life - love, a sense of security, good health, a happy home, good friends and neighbors, opportunities to experience theater, art, music, intellectual debate, and a college (IU!) education. Now more than ever, I want to honor my dad's contributions and extend them through me. There's a lot of pressure in this, and it can be too much to bear sometimes -- for me and those I love.

I've come to see that this innate seriousness created an ever-widening gap between me and Curt. When it was time for Dad's memorial service in Indiana, Curt said he couldn't go because he was too busy at work, even though the service was on a weekend. I tried to believe that was okay and drove up without him. Each time I called to tell him how it was going, what it was like seeing all those friends and relatives from my past, driving by my childhood home we'd had to sell a few years ago, saying goodbye to my hometown once and for all, Curt was distant, said little. On the long drive back to Atlanta, while I was crying and navigating a rainstorm, he called to tell me he wouldn't be joining my family the next day for Thanksgiving after all.

My dad was gone and so was Curt. Somehow I limped through Thanksgiving. Christmas is a blur. I wasn't sure how I'd survive winter because it's always been a low point for me. I sought refuge in work but I also reached out for comfort from true friends, and they delivered it right up. Nearly every weekend we gathered around the outdoor fire pit, where I gradually released the pain and watched it burn. The fire warmed up me and my friends to speak the words each of us had kept inside for days, maybe years. Steamed emotions seeped out, and some boiled up and spewed over the edge, but none of us ever tried to run from the heat or burn each other with it.

And while the grief was vaporizing in that safe place, I was transforming. I vowed I would not go backwards, not in my work and not to Curt, and this opened me up to seeing things very differently. I began looking out for myself and what I wanted to do with the next 15 years of my life. I began making peace with things my family members were doing that I did not like and could not control. I started loving people for who they are and most days stopped wishing they'd be different. I paid attention to what the world was telling me and I tried hard to accept these messages rather than re-write them. This gave me a tremendous amount of energy (and relief), and I gathered up a lot of power to work around, not push through, the inevitable brick walls.

As it turns out, my mother was right (as usual). The drapes were the catalyst for a complete metamorphosis. Rather than close me in, they allowed me to be open to what was good for me and to shut out what was damaging. They helped me make my home - and myself -- a place of peace and comfort. This Easter weekend, I'm grateful to be able to see the divine love that is outside my windows and within me, rising, transforming, being reborn.

?

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Is Your Cat Getting the Right Balance of Nutrients? - Food and Drink ...

MISSION, KS--(Marketwire - April 5, 2012) - (Family Features) When it comes to nutrition, people and their feline family members aren't so different. At every stage of development, a diet balanced with the right mix of specific vitamins and nutrients is important for good health and well-being. From kittens to mature cats, providing the proper nutrition at every life stage will help your pet thrive.

But finicky felines aren't always receptive when their old food is swapped for a new one. Dr. Jennifer Coates, veterinarian and author of petMD's "Nutrition Nuggets" blog, knows that introducing a new cat food can be difficult. To help owners provide the very best nutrition for their felines, Coates has teamed up with Hill's? Science Diet? to provide the following tips to help make the transition as smooth as possible:

Patience pays off. In order to successfully change your cat's diet, you must be patient and persistent. Your cat may resist at first, but good nutrition is one of the best ways to promote your cat's health and longevity, so don't let a few bumps in the road deter you from your goal.

Make a smooth transition. Try to avoid sudden switch-ups. A dramatic change in smell, flavor of texture can be difficult for cats to deal with. Gradually introduce the new food when possible. If you have to make an abrupt change because of a health concern, talk to your veterinarian about the best method to introduce the new food your cat needs.

Mix it up. Blend old and new foods together for at least five days. Start with approximately 90 percent of your cat's old food mixed thoroughly with 10 percent of the new food and gradually decrease the amount of the former and increase the amount of the latter for as long as is necessary.

Find a balance. Before switching your cat's diet, make sure you understand the proper balance of nutrients your feline needs to receive by using the new MyBowl tool at www.petMD.com. This free online tool allows you to understand the specific needs of your feline at every stage of development and illustrates the proper portion for essential foods such as proteins, carbohydrates, vitamins, minerals, fats and oils.

Look to quality cat foods. Well-balanced cat foods make it easy for cat parents to ensure their feline gets the nutrients they need. Look to products, such as Hill's? Science Diet? Ideal Balance? for felines, which makes feeding your cat a balanced diet simple by incorporating all-natural ingredients formulated in precise amounts to provide the exact balance of nutrition your pet needs. With chicken listed as the key ingredient, this food also incorporates healthful fruits and vegetables and is formulated without corn or artificial colors, which can impair digestion.

Get creative. If your cat is resisting the change, try making warm gravy out of your cat's old food and pour it over the new diet. Simply mix a small amount of the old canned food or crushed-up kibble with a few tablespoons of hot tap water. The heat will activate the smells your cat is familiar with and they'll begin to eat the new food.

Visit the cat Nutrition Center on www.petMD.com, developed in partnership with Hill's? Science Diet?, to access educational tools and information about properly balanced cat nutrition.

About Family Features Editorial Syndicate
This and other food and lifestyle content can be found at www.editors.familyfeatures.com. Family Features is a leading provider of free food and lifestyle content for use in print and online publications. Register with no obligation to access a variety of formatted and unformatted features, accompanying photos, and automatically updating Web content solutions.

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Thursday, April 5, 2012

Dr. Drew: Foul play possible in Houston's death

Kevin Mazur / WireImage file

By Courtney Garcia, TODAY.com contributor

With Whitney Houston?s final moments revealed through release of the L.A. County coroner?s final autopsy report?Wednesday, the Beverly Hills Police Department appears ready to close the case of the singer's sudden death. But Dr. Drew Pinsky has a lot of unanswered questions.

Houston, 48,?was found dead in her bathtub at the Beverly Hilton Hotel on Feb. 11. The cause was ruled to be an accidental drowning,?and the?result of cocaine ingestion and a heart condition.

Nearly six hours after?the singer?was pronounced dead, police measured the temperature of the water in the tub at 93 degrees Fahrenheit. No other specifics were mentioned regarding this circumstance, but it was a point?Pinsky was quick to address on his television show, ?Dr. Drew on HLN,? Wednesday night.

?How is that even possible? Is it like a self-heating bathtub?? Pinsky asked. He later added,??I don?t think they should close [the case] as this still leaves open the possibility of foul play.?

He went on to provide his own theory on Houston?s death.

?This theory that she had some sort of heart problem, I take issue with that,? said Pinsky. ?She had mild ? not even mild ? minimal heart disease. Sixty percent coronary stenosis is something that no doctor would do anything with, because it is harmless.?

He calls the suggestion that heart disease contributed to Houston?s death ?a pure guess.??Pinsky says the fact?that the singer?was found upside-down in her bathtub combined with low levels of Xanax in her system, as compared to high levels of cocaine, indicates the singer suffered a seizure provoked by chemical imbalance.

?Here?s a way to induce a seizure: not taking Xanax after having been on it for a period of time, the blood level goes low, (chance of a) seizure goes up," Pinsky said.

TMZ spoke to Pat Houston, Whitney?s sister-in-law, on Thursday morning, asking whether she now believed there may be truth to the insinuation that foul play was involved in the singer?s death.

?I do not,? said Pat. ?It?s over with.?

Speaking to the L.A. Times?following the release of the?42-page report, Lt. Mark Rosen, a police spokesman, said the investigation had been on hold while police awaited completed autopsy findings, and accordingly, the department?would examine any new details before offering a conclusion.?He did not provide a timetable for the proceedings.

"We can't finalize the case until we see what's in the report," the detective told the paper. "We have to review the document and we will take the appropriate course of action based on the coroner's findings."

The report said the singer was last seen by her personal assistant, who returned?from Neiman Marcus to?find the singer unresponsive in the bathtub. She?d been submerged for nearly an hour. Signs of cocaine and drug paraphernalia were found in the hotel room along with an assortment of prescription medications, and an open bottle of champagne.

?Should Dr. Drew quit speculating about the cause of Whitney Houston's death? Tell us on Facebook.

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Gold and Silver: Where (and When) To Place Your Investment Bets ...

Jeff Clark:?Let?s explore the advantages of saving in gold and silver over dollars. Here?s a hypothetical look at what could occur over the remainder of this decade.

The charts below compare saving $100/month in gold and silver vs. an interest-bearing money-market account. For our projections, we assumed gold?s average annual gain of 18% since 2001 will continue through 2020. For the money-market account, we used an annual interest rate of 1% in 2012 and added 0.5% each year, so that by 2020 it?s earning 5%.

Here?s what would transpire by 2020:

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If you invested $100/month from January 2012 through December 2020, your total contributions would amount to $10,800. In the money-market account, your savings would compound to $12,959.48, for a gain of 20%. For gold, however, the value of the metal would reach $27,025, for a return of 150.2%.

For silver, we?ll assume it matches its 25.3% average annual gain from the last ten years through 2020. Here?s how it would stack up against money saved in a money market account.

The money-market account would again gain 20%, but the value of silver would reach $39,302, for a total return of 263.9%.

[We caution against investing more money in silver than gold; the metal is much more volatile, and has large industrial applications that could hinder the price in a poor economy. And if fear is high, gold will be sought before silver.]

As you consider these data, keep in mind the power of dollar-cost averaging. Using this strategy to accumulate gold and silver will lower your cost basis automatically because you?ll buy more ounces when prices are low and less when they?re high. And that highlights another gain: Buying systematically removes emotion from the equation. ?Buy on dips? is good advice, but it doesn?t tell you exactly when to buy. A commitment to dollar-cost averaging eliminates that question.

You may argue that interest rates will be higher later this decade, and you?ll probably be right ? but we offset that likelihood by excluding any mania in precious metals. Also, taxes must be considered, as rates are higher on capital gains for gold and silver than for passive income, yet you?d still be left with a much greater return.

At the risk of repeating ourselves, at this point, with the monetary and fiscal predicaments confronting many of the world?s governments, and the probable responses they will employ, we recommend a good chunk of your savings be held in gold and silver.

Is There a Best Time of the Month to Buy Gold and Silver?

If you?re going to dollar-cost average your purchases, it might be useful to know if there are days of the month that are better to buy than others.

We measured the performance of both gold and silver for each day of the month from 2001 through 2011, and then calculated the average daily return.

Here?s what we found for gold.

Clearly, the 13th, 15th, and 23rd are ideal days to buy since the price tends to be the weakest.

Here are the data for silver.

The 13th and 15th again stick out as good days to buy.

If you?re accumulating on a weekly basis, we found Tuesday is the weakest and thus a good time to buy (as well as Friday for silver).

A few things to consider if you decide to use this information:

  • The figures are averages, so there are days when prices bucked the trend. View these results as tendencies, not certainties.
  • These days might fall on weekends or holidays and so won?t be available every month.
  • The calculations use daily closing prices, which would be almost impossible for an investor to match.
  • The results measure past performance and can?t predict the future (though we see no reason for a significant shift).

That said, if you arrange to buy gold on the 13th and silver on the 15th of each month ? or on Tuesday for either metal if buying weekly ? your cumulative gains stand a statistically greater probability of being slightly higher. Again, your mileage may vary.

[Jeff Clark and Louis James, both on Casey Research's metals team, do their best to wring actionable ideas out of every possible bit of information they find regarding precious-metals investments. And now you have an unprecedented opportunity to hear them discuss their ideas and maybe even answer your question. Learn more, then act fast ? you must sign up by midnight EDT on Friday, April 6.]

Related Tickers: ?SPDR Gold Trust (NYSEARCA:GLD),?iShares Silver Trust (NYSEARCA:SLV),?ETFS?Gold Trust (NYSEARCA:SGOL),?iShares Gold Trust (NYSEARCA:IAU),?ProShares Ultra Silver (NYSEARCA:AGQ).

Written By Jeff Clark From Casey Research

Jeff Clark is a Senior Precious Metals Analyst at Casey Research. The son of an award winning gold panner, Jeff helps work his family?s placer claims in California, Nevada, and Arizona. Gold is never far from his mind or his heart. While working as a psychological counselor, Jeff invested in the IPO of Snapple, made a bundle, and discovered how very profitable speculating can be. Investing in precious metals and mining became the most natural thing in the world for him. Making money in the precious metals industry ? both for himself and his subscribers ? is what drives Jeff. He is constantly researching companies to recommend, analyzing the big trends in metals, and looking for safe and profitable ways to capitalize on the gold and silver bull market. He puts his money where his mouth is, and is completely committed to making BIG GOLD the best precious metals advisory for the prudent investor.

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IAU, NYSE:AGQ, NYSE:GLD, SGOL, SLV

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Sunday, April 1, 2012

Apple, publishers to settle e-books price-fixing suit: Report

Suspected of collusion with intent to drive up e-book prices, Apple and some of its major publication partners are now negotiating to settle a suit brought by the U.S. Department of Justice.

Negotiations continue, but sources close to the talks tell Reuters that Apple and its partners are looking to avoid a long litigation process by bending on some of the wording used in contracts with publishers and retailers.

The "most favored nation" clause, as it has come to be known, states that the price of an electronic book published using Apple's iBookstore cannot be higher than any other iteration of the same content at other retailers. The contract has, to this point, prevented other content retailers like Amazon from undercutting Apple's iBookstore prices for e-books.

According to Reuters' sources, Amazon (as well as consumers in general) stand to gain the most from this settlement. Amazon could sell e-books cheaper, making its Kindle hardware more attractive for potential tablet buyers, and if the prices on Amazon fall, Apple, Barnes & Noble, and any other e-book retailers would have to tailor their prices accordingly -- a win for consumers.

Agreements between Apple and several major publishers helped launch the original iPad (and Apple) into the e-book market in January 2010, giving Apple an inroad to disrupting Amazon's stranglehold on the e-book business.

Because of the success of the iPad, the "agency model" (a business model that allows publishers to set prices of their content for retailers and enables companies like Apple to take a 30 percent cut from each sale) has come under intense scrutiny.

Though Apple is not likely to take a major financial hit after the settlement (it represents about 10 percent of the e-book market according to analysts), Amazon stands to gain upward of $1 billion in revenue, according to Cowen & Co. analyst Jim Friedland.

In the pre-iPad world, Amazon was able to control pricing of e-books individually, and to undercut publishers still placing large investments in paper-based distribution. As publishers worried that their margins would collapse with Amazon reducing prices at will, Apple was able to secure deals for fixed-pricing on e-books made available on its newly formed iBookstore.

The lawsuit is expected to be settled in the next couple of weeks, which would include an elimination of the agency model wording in contracts between Apple and publishers. Once the settlement is reached, expect to see a shift in pricing strategies, especially from Amazon, as it will surely look to secure some of its lost market share.

Would lower e-book prices from Amazon sway your decision to buy a Kindle instead of an iPad? Let me know your thoughts in the comments!

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